Automobile insurance coverage versus falling coconuts, jumbos!

MUMBAI: It takes place just in India. Coconuts landing on unwary cars and trucks, roaming pet dogs trampling lorries, upset peacocks pecking at their reflection and worried elephants venting on vehicles: these are a few of the motor mishap declares that wound up providing insurance providers a headache, and perhaps a laugh, in 2023. While these can be chalked up as distinct to the Indian market, one might have made it to any funny-fail video: a purchaser accidentally drove an automobile right through a display room window! Insurance providers stated the most typical mishap claim occurs from being struck from behind by another lorry. Frontal crash follows, and after that come cases of hit-and-run. Claims for hitting a repaired item or a parked car are reasonably lower however belong to mainstream claims. Falling branches are likewise on the list. While insurance companies pay countless claims for unexpected damages brought on by accident claims, there are a couple of outlier claims including animals. Numerous states witness human-elephant disputes: claims on account of ‘jumbo’ damage been available in from Assam, West Bengal, Karnataka, Kerala and Tamil Nadu. According to a year-end round-up by brand-new age insurance company Go Digit, the business has actually paid more than 20 claims where an elephant was the main reason for damage. Roaming pets ar
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