It prevails for ladies in India to alter their surnames after marital relationship. They should do this adequately or deal with major problems later on. A name modification needs to be performed in all legal and financial investment files to prevent issues. Altering the surname just in PAN and Aadhaar will lead to a name inequality in Employees Provident Fund (EPF) and bank accounts. To get your cash back from such accounts, you will need to upgrade the name and go through the KYC (understand your consumer) procedure once again. The upgrading procedure might need affidavits and other files. Deepika Bharti, AVP-Investments at FinEdge, an online financial investment and wealth advisory platform, states, “Changing surname after marital relationship is an individual choice, and there are both benefits and drawbacks to think about before doing it. The benefit of name modification would be commonness and recognition as a household and the downside is that there would be a considerable one-time effort in making sure that there is harmony throughout very important files.” Altering surname after marital relationship does present “a complicated weave of legal difficulties”, states Sonal Alagh, Partner at Alagh & Kapoor Law Offices. The distinction in previous and present records can make complex background checks, global travel and expert confirmation, she includes. Check out: How to show possession is streedhan lawfully Let us look at the pros and cons that a lady should think about before lawfully altering her surname on main files. If lady changes her first surname with hubby’s surname after marital relationship Replacing one’s first surname with the other half’s is lawfully viewed as a modification of identity. Alagh states, “The administrative maze of upgrading main records provides an overwhelming obstacle. The rigidness of academic and governmental organizations in acknowledging name modifications worsens these obstacles, causing possible confirmation problems.” If a female is altering her surname, then she must do it on all her crucial files. Upgrading the name in a piecemeal way or just in specific files will result in complicati
Learn more