Home Market News Capital SFB shares gain 4% as Q1 advances rise 22%, deposits cross ₹10,500 crore
Capital Small Finance Bank’s gross non-performing asset (GNPA) ratio improved to 2.47% from 2.54% at the end of the March quarter and 2.75% a year earlier.
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Shares of Capital Small Finance Bank Ltd. jumped close to 4% on Thursday, July 2, after it reported a 22% year-on-year increase in gross advances for the June quarter, while asset quality improved on both a sequential and annual basis.
According to its provisional business update, the small finance bank’s gross advances rose 22% to ₹9,074 crore from ₹7,437 crore a year earlier and ₹8,687 crore during the March quarter, reflecting a 4.5% sequential increase.
Total deposits for the June quarter jumped 16.3% year-on-year to ₹10,596 crore from ₹9,110 crore in Q1FY26. On a quarter-on-quarter basis, deposits increased 5.8% from ₹10,018 crore.
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The bank’s gross non-performing asset (GNPA) ratio improved to 2.47% from 2.54% at the end of the March quarter and 2.75% a year earlier.
During the June quarter, disbursements increased 16.5% year-on-year to ₹1,009 crore from ₹865 crore in the corresponding quarter last year.
The bank said around 98% of its loan book remained secured as of June 30, in line with its retail-focused lending strategy.
Capital Small Finance Bank’s CASA ratio improved to 36.7% at the end of the June quarter, compared with 34.7% in the preceding quarter and 35.9% a year earlier.
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The average credit-deposit ratio stood at 83.1% during the quarter, up from 82.3% in the March quarter and 80.9% in the year-ago period.
The lender noted that the figures are provisional and subject to a limited review by its statutory auditors and approval by the audit committee and board of directors.
Shares of the bank jumped nearly 4% following the business update, hitting an intraday high of ₹285.95. The stock has pared some gains since and was trading 2.34% on Thursday, at ₹281.85. The stock has gained about 7% so far this year.