Synopsis
A Pune family of three revealed their monthly expenses total ₹2.2 lakh, sparking debate on living costs. Despite owning an EV and cooking at home, rent, daycare, and a home loan EMI contribute significantly to their budget. The woman clarified that the EMI is for an under-construction property, and daycare costs reflect local rates.
A Pune-based woman has sparked a discussion on living costs and lifestyle spending after revealing that her family of three spends an average of ₹2.2 lakh every month, despite owning an electric vehicle and preparing most meals at home.
In a viral Instagram video, Smriti Singh explained that she and her husband are both employed and share expenses while raising their young son.
“We both work. We cook our own food. We don’t even spend on petrol because we have an EV. Even so, we end up spending ₹2.2 lakh per month. Let me tell you how,” she said.
Rent, daycare among major monthly expenses Singh broke down the family’s monthly expenditure, beginning with ₹28,000 spent on rent.
She said childcare forms a significant portion of the household budget. Although she works from home, her son attends daycare for four to five hours daily, costing the family ₹30,000 per month.
Grocery expenses, including milk, amount to approximately ₹20,000 each month, while dining out at restaurants accounts for another ₹15,000.
The family’s internet bill stands at ₹500 per month, while electricity expenses reach around ₹6,000 due to Pune’s weather conditions.
Home loan EMI biggest financial commitment According to Singh, she and her husband spend about ₹3,000 a month on food delivery through platforms such as Zomato and Swiggy.
They also allocate around ₹10,000 monthly for shopping, includ
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